401(k) Rollover & Retirement Planning
401(k) Rollover & Retirement Planning
If you have a 401(k) from a previous employer, have recently changed jobs, or are approaching retirement, our team can help you understand your options and determine the strategy that may be right for you.
Have an Old 401(k) from a Previous Employer?
If you have 401(k) accounts from previous jobs, we can help you review those accounts and understand your options. We’ll look at the investments currently held in the plan, fees, available investment choices, and how the account fits into your overall retirement strategy.
Recently Left or Lost Your Job?
If you have recently changed jobs, been laid off, or left an employer where you had a 401(k), it’s important to understand what happens to your retirement savings. We can help you review your options and determine the next steps for your 401(k).
Reviewing Your Current 401(k)
Even if you are still working, it can be beneficial to review your current 401(k) to make sure you are taking full advantage of the benefits available to you. We can help you consider questions such as:
- Does your employer’s plan offer a Roth 401(k), and would contributing to a Roth option make sense for you?
- Are you contributing enough to take full advantage of your employer’s company match?
- How are your 401(k) investments currently allocated?
- Are your current investments aligned with your retirement goals and time horizon?
- Are there any investment options or fees within your plan that you should be aware of?
Our goal is to help you understand your plan and make sure your retirement savings are working toward your long-term goals.
Approaching Retirement?
If you are nearing retirement, we can help you transition from saving for retirement to creating a strategy for generating retirement income. If you are retiring and need to begin taking income from your retirement accounts to support your lifestyle, we can help you evaluate your options and develop a plan for managing your income.
How We Can Help
Every client’s situation is different, and there is no one-size-fits-all approach to a 401(k) rollover or retirement planning. Our team can walk you through your options, answer your questions, and help you understand how your retirement accounts fit into your overall financial picture.
As part of our process, we offer a complimentary retirement financial plan designed to help you better understand what your income may look like in retirement. We can review your current savings, investments, expected income sources, and retirement goals to help you develop a clearer picture of your financial future.
Whether you have an old 401(k), recently changed jobs, or are preparing for retirement, we’re here to help you understand your options and make informed decisions about your retirement savings.
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.